Douglas Ruml

Biography

Douglas Ruml, CFM, MA, DBA (Finance)

Professor Ruml completed his undergraduate studies at Ambassador University, his Master’s degree at the California State University, and a Doctorate in Finance from Northcentral University. Professor Ruml completed the Certified Financial Manager program at the Donald Regan School in Princeton, as well as achieving four securities licenses, and six insurance licenses. 

Professor Ruml began his career as a reinsurance broker in New York, where he created the first computer-based natural catastrophe models in-house for a major reinsurance intermediary. In the 1990's he was a co-founder (and North American CEO/CFO) of a British public software corporation (reinsurance underwriting/actuarial software, and corporate insurance distance learning), and was, in the following decade, an equity partner at a Columbus area boutique/specialist professional liability insurance firm, where he ran marketing and the quality control program. For years he was responsible for the proprietary risk management firm (a captive reinsurance company domiciled in Bermuda) of the largest association of insurance agencies in the US. He has been involved for the (re)insurance industry in areas as diverse as sales consulting, corporate outsourcing services, system software, catastrophe modeling, and actuarial services. 

An immigrant to the USA, and a global executive (and sometimes expatriate), Professor Ruml has lived in or extensively visited countries in North America, Europe, the Middle East, East Asia, and the South Pacific. He speaks English, German, French, Bislama, Tok Pisin, Pijin, and basic Czech.

Education

• D.B.A. - Doctor of Business Administration in Financial Management, Northcentral University
• M.A. - Master of Arts in Humanities, California State University-Dominguez Hills

Courses Taught